PENSION BENEFITS

Pension benefits to members of the Board of Directors and of the Group
Management are provided only in accordance with the domestic and foreign company pension funds or comparable pension plans of the Company or the Group (including management benefit schemes, early retirement plans for Group Management members [Welfare Foundation] and international retirement benefit plans). The benefits to the insured members and the employer contributions are specified in the respective plan rules or regulations.

LOANS, CREDITS

The Company does not extend any loans, credit, guarantees, or other securities to any member of the Board of Directors or the Group Management.